Payment Policy – Spruciteino

Effective Date: January 7, 2025

At Spruciteino, we strive to make the payment process as secure and straightforward as possible. Below, we’ve outlined our payment policy for your convenience. Please read it carefully to understand your payment options, security measures, and billing procedures.

1. Accepted Payment Methods

We accept a variety of payment methods to ensure that you can complete your purchase securely. The following payment methods are accepted on our website:

  • Credit Cards: Visa, MasterCard, American Express, Discover
  • Debit Cards: Visa, MasterCard, and other major debit card providers
  • PayPal: You can securely pay using your PayPal account
  • Shop Pay: You can use Shop Pay to pay using saved payment details
  • Apple Pay: For quick and secure payments via Apple Pay
  • Google Pay: For fast checkout using your Google account

Note: Payments are processed through secure payment gateways, and we do not store your payment details on our servers.

2. Billing Information

When completing your purchase, you are required to provide accurate billing information, including:

  • Name on the credit card or payment method
  • Billing address (which must match the one on file with your bank or payment provider)
  • Contact information, including email address and phone number

If the information you provide does not match the payment method provider’s records, the transaction may be declined or delayed.

3. Currency

All transactions on Spruciteino are processed in US Dollars (USD). If you are purchasing from outside the United States, your payment provider will handle the conversion to your local currency, and additional foreign transaction fees may apply, depending on your bank or payment service provider.

4. Payment Authorization

By submitting your payment details, you authorize Spruciteino to charge the payment method for the full amount of the purchase, including applicable taxes, shipping, and handling fees. If there are any issues with the authorization of your payment (such as insufficient funds or an expired card), we will notify you immediately to resolve the matter.

5. Payment Processing

After submitting your order, your payment will be processed immediately. If the payment is approved, we will confirm your order and begin processing it. Orders will only be shipped once full payment has been received and authorized.

If payment is declined for any reason, you may be asked to provide a valid payment method to complete the transaction.

6. Sales Tax

Sales tax will be applied to orders in accordance with the applicable laws of the state to which the order is being shipped. The sales tax will be calculated during checkout based on your shipping address.

7. Order Confirmation

Once your payment has been successfully processed, you will receive an order confirmation email with a summary of your order and payment details. If you do not receive a confirmation email, please check your spam or junk folder or contact our customer service team for assistance.

8. Payment Security

At Spruciteino, we take the security of your payment information very seriously. Our website uses SSL encryption to ensure that your personal and payment data is transmitted securely. We do not store sensitive payment information, and all payment transactions are processed through trusted third-party payment processors.

9. Refunds and Chargebacks

Refunds will be processed according to our Refund and Returns Policy. If you request a chargeback or dispute a payment with your bank or card provider, we may work with your bank to resolve the issue. Please note that unauthorized chargebacks may result in your account being flagged, and access to certain services may be restricted.

10. Payment Issues

If you experience any problems with processing payments, such as declined cards, insufficient funds, or errors, please contact your payment provider first. You can also reach out to our customer service team for support at:

11. Contact Us

For any questions or concerns regarding payments, please contact us at:

Thank you for shopping with Spruciteino! We appreciate your trust in us and are committed to providing a safe and efficient payment experience for all of our customers.